I imagine that I have to explain that is DMG, today to grannies know this wonderful company that multiplies the money to the poor with the sole aim of helping them and that came from nowhere to replace the banks that took centuries abusing people, all based on a strange and magical scheme that no one can explain. Both the government, such as banking and even one, a spectator, spend time racking their brains trying to understand how the famous magic formula that would be the goose that lays golden eggs.
But let's, my interest in DMG is nothing more than simple curiosity, I have no doubt that there is no cat hiding. Nobody can maintain long-term return that DMG offers is more, achieved if someone would end by destroying the economic model and would leave us in the economic anarchy. It is simple matter to understand that duplicate things in the short term (not counting 300% of promotions) is a model that is growing exponentially, it is only a matter of a few years for all the world's money was put in DMG and there would for where else to grow. But try to convince that one of the millions of followers of the new messiah (Uribe is going out of fashion), say something bad about DMG is worse than throw the mother, and the argument that always come to one is that " have not been hurt anyone ", but of course, have not been hurt anyone because when you look bad at first is when you drop the schema and you are bad at all. It's like saying I'm not going to die because I am alive at this time.
DMG in my opinion is nothing more than a pyramid rather narrow combined with the sale of goods and services, but it is a pyramid at the end of the day, so not a traditional Ponzi scheme. However, the model they use, or at least what little we know he has interesting things and there the title of this article, a much more moderate model that has DMG would be sustainable, at least if everyone uses points and eliminating duplicate investors simply silver. Let
exercise. A person is interested in buying a new TV on the market cost 4 million pesos. DMG has this TV on sale for 5 million pesos, but after all this matters more expensive if it anyway to return the money? We bought the TV for the 5 milloncitos in a plan of 70% at 6 months. That is, within 6 months I will return 3.5 million and I'll take the TV. From the standpoint of investor methionine and left 5 million to 7.5 (the TV actually costs 4 million, plus the 3.5 they gave), you see, profitability is actually 50%, which is wonderful even without But 70% sounds much better.
TV now actually does not cost 4 million to DMG, the market price is dictated by the law of supply and demand and obviously taking into account that it also sells will win something. Assume the price at which we draw is that of a traditional supermarket chain that has a 15% margin. That is, the TV actually costs you to make it easy, round the figure to 3.5 million. Milloncito otherwise there would appear to narrow the pyramid, ie DMG in fact is getting 5 million users and it is delivering 7 million (3.5 real value of the TV and 3.5 which gives later). Performance and the percentage down a little more, now is 40%. But still, many wonder to be good.
There is another tool to try to narrow even more the pyramid and the economy of scale. The supermarket chain to buy TVs and sells 3.5 million to 4 million because he is buying a certain amount at the end is not very large, a supermarket has a huge product range and despite making economy of scale (one day talk about what it costs to suppliers 'code' items in supermarkets) is likely to DMG can be more competitive with that hand of people lining up every day eager to buy products that do not need. Say DMG get special prices from suppliers and buying in huge quantities and is almost certain that what is put in a pool of DMG is going to sell because the public gets to the idea that you are basically giving away things. The supplier will lower the TVs and left 3 million? No idea, but let's assume that Mr. Murcia is hard to convince people and succeeds. Since we are now things? The investor metio 5 million and received 6.5, a yield of 30% in 6 months is still excellent.
What else can we use to narrow even more the pyramid? Sera that Mr. Murcia TVs cash purchase? I do not think it is possible that part of the agreement that achieves super with suppliers is not paid until the contract expires with the buyer, ie the provider will only receive the money from the TV after 6 months and in reality all this is a consignment merchandise. And there comes the opportunity cost of silver. From the perspective of DMG as is the case? 5 sticks give the investor, you have to pay 3 to 6 months vendor and 3.5 to the investor. This is not achieved one, a six-month return of 30% (almost 70% annually) achieved sustained not one, not by most FOREX, or bags of Saudi Arabia, the magicians of investments. In other words, the current model is unsustainable, and that we did not include people who do not spend the points and just take all the money in the end.
So why so sensationalist title of this article? Because the model has a couple of good things, including the transfer of profits to the user by eliminating the middleman and sliced \u200b\u200bthe economy of scale. That is, such a model would allow the user to buy TVs to 3 million instead of 4. Basically the scheme would work by reducing some 70% initially promising. The opportunity cost 5 million to put the user in more modest figure would be about $ 200,000 in 6 months, or 5 million would become 5.2, that is returned to the user 2.2 million would be viable, this means that even the model DMG cheerful accounts, would promise a return of 40% instead of 70%, giving the user back 2 million and $ 200,000 would be as earnings. The user simply buy a TV that would cost 4 million to 3 million. And if we review the history of DMG, early returns were not paid much. In my opinion Mr. Murcia started with a large-scale scheme was viable, but how to convince people to invest in something and to reach the large scale? It was a problem that comes first? the chicken or the egg? And in my opinion and DMG is in free fall, having increased rates of return both came to play with the simple fact that users pay the old with the new user's money and destroy what could be a viable model.
dawn and see, meanwhile I keep watching this soap opera every day.
